Platform Security

PayCommerce is a PCI-DSS certified gateway services provider. User platform access into our cloud-based platform is highly secured at 3 levels:

  1. At the network layer, IPSec with AES256 and 3DES algorithms for encryption and SHA algorithm for authentication.
  2. At the application layer, sFTP and SSL. Encryption algorithms used are AES256, AES128 and 3DES. Authentication is performed using a password or a public key algorithm (DSA or RSA).
  3. Multi-factor authentication using hard or soft tokens.

Data Center Compliance

  1. SSAE16 Type II SOC1 (the authoritative guidance for reporting on service organizations from the Auditing Standards Board of the American Institute of Certified Public Accountants. See for more details).
  2. SWIFT Premier Operational Practice certification for our Data center also hosting SWIFT Service Bureau- the highest certification level offered by SWIFT for Service Bureaus.
    See for more details.